Food Allergies: Wills, the Establishment of Guardians & Life Insurance

I Kristin Beltaos Being of Sound Mind and Mother to a Food Allergic Child…

I know, it’s a morbid topic, but one that truly needs to be addressed when you have children and especially if you have a food allergic child.

Do you have a plan for your children should you and your spouse/partner meet an untimely death? My husband and I have always been big planners. We pay close attention to our financial planning multiple times a year. In addition, we had our Wills, Power of Attorneys, Living Wills established and purchased Life Insurance while I was pregnant with our first son. We discuss these items multiple times a year, I know it may sound somber, but checking in with one another has always been an essential ingredient in our relationship. We always want to make sure that we’re on the same page and covering our bases.

Speak frequently with your guardians to ensure that your wishes are understood.

Speak frequently with your guardians to ensure that your wishes are understood.

Recently we updated our Wills and Guardians for our two sons. I think the first inclination is to always select family for Guardians, which is what we have done in the past. After eight years of these Wills, our ideas regarding this topic have evolved through the years. While our extended family is very important, in our case it isn’t the best decision should something actually happen to us. Here are some things to consider when addressing this very sensitive topic: Continue reading